Mortgage Comparison Tools
Side-by-side comparisons to help you and your clients make the right choice.
Temporary Buydown vs Points
Compare short-term savings vs long-term rate reduction
Points vs Lender Credits
Compare paying upfront for a lower rate vs getting credits for a higher rate
Points vs Higher Rate
Compare the long-term cost of paying points vs a higher interest rate
Points vs Temporary Buydown
Compare permanent rate reduction vs short-term payment relief
Lock vs Float Calculator
Compare the risks and rewards of locking your rate now vs floating
FHA vs Conventional Loan
Compare down payment, MI costs, and requirements for each loan type
15-Year vs 30-Year Mortgage
Compare monthly payments and total interest for different loan terms
ARM vs Fixed Rate Mortgage
Compare adjustable rate vs fixed rate mortgage options
Refinance vs Keep Current Mortgage
Compare refinancing costs vs savings to decide if it's worth it
2-1 vs 3-2-1 Buydown
Compare the cost and savings of each temporary buydown option
Temporary Buydown vs Price Reduction
Should you use seller credits for a buydown or negotiate a lower price?
Buydown vs Seller Credit for Closing Costs
How should you use seller concessions - lower payments or lower cash to close?
Buy Points Now vs Refinance Later
Should you pay for a lower rate now or wait for rates to drop?
APR vs Interest Rate Explained
Learn which rate to focus on when comparing mortgage offers
Is a 2-1 Buydown Worth It?
Decision tool to help you determine if a 2-1 buydown fits your situation
Discount Points vs Temporary Buydown
Compare permanent rate reduction vs temporary lower payments