Rate Lock Fee Calculator

Calculate the cost of locking your mortgage rate for different periods

Loan Amount

Lock Period

Use ShowTheRate to create beautiful, shareable mortgage comparisons for your clients.

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Frequently Asked Questions

A rate lock fee is what lenders charge to guarantee your interest rate for a specific period. Longer lock periods typically cost more.

Lock for as long as you need to close. Most purchases need 30-45 days, while refinances may need 15-30 days.