1-0 Buydown Calculator
Calculate the cost and first-year savings of a 1-0 temporary buydown
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Create Your Own ComparisonFrequently Asked Questions
A 1-0 buydown reduces your interest rate by 1% for the first year only, then returns to the full note rate from year two onward.
A 1-0 buydown is ideal when you want lower initial payments but don't need a large rate reduction. It's the most affordable buydown option.